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“GB Auto’s experienced and dedicated leadership

give the company a leg up on the competition,

as all are veterans in their respective fields.”

Mrs. Amal Ragheb joined GB Auto in October 2009 as Chief Operating Officer of Fi-

nancing Businesses. She is responsible for all of the Group’s financing business activities

and holds the position of Executive Chairman for each. Mrs. Ragheb is also the Chief

Credit Risk Officer, in charge of all credit risk management policies and applications

for the Group, as well as Collections under legacy credits. A seasoned hands-on and

results-oriented banker with a proven track record spanning over 29 years, Mrs. Ragheb

joined GB Auto fromMashreq Bank, Dubai / UAE, where she held the position of Senior

Vice President, Risk Management for two years. While there, Mrs. Ragheb spearheaded

international growth initiatives, moving from its branch in Egypt where she was CEO

& Country Manager for 4 years, during which time she restructured and revamped the

bank, setting forth its future growth strategies in Egypt.

Mrs. Ragheb started her banking career with Bank of America where she spent 23 years,

holding a series of positions in Cairo and Dubai. She rose to become BoA’s Country

Manager and CEO for Egypt, as well as Regional Manager for the MENA Region, Turkey,

and Africa, in which capacity she managed and set the Bank’s strategies for the subject

markets and oversaw the Bank’s global business in the region. During her tenure at Bank

of America, she was awarded the “Deal Team Honor of Excellence,” as well as the “Best

Contact Officer of the Year.” Mrs. Ragheb holds a BA in Economics withHighHonors from

the American University in Cairo, and anMA in Economics from the same university.

Mrs.Amal Ragheb

Chief Operating Officer of Financing Businesses and Chief Credit Risk Officer

Mrs. Amani Eskandar joined GB Auto in 2014 and brings with her over 25 years of expe-

rience in Egypt. Prior to joining GB Auto, Mrs. Eskandar was Group Human Resources

Director at ASEC Company for Mining “ASCOM,” a position she had held since 2007.

Previously, she was Chief Human Resources Officer at Al Ahram Beverages Company,

“Heineken Egypt,” from 1997 to 2006. Mrs. Eskandar has a strong track record of uti-

lizing and retaining high caliber talent and is a Business Administration graduate of

Helwan University, Faculty of Foreign Trade.

Mrs.Amani Eskandar

Chief Human Resources Officer

Mr. Ghassan Kabbani brings more than 30 years’ experience to GB Auto. He first worked

in the family textile business from 1980 through 1994, when he left to join T.E.S. sheet

metal. In 1996, together with Dr. Ghabbour and other partners, he established CITI

(a 2- and 3-Wheeler company). In 2007 CITI merged with GB Auto, at which time Mr.

Kabbani joined the company. Mr. Kabbani graduated from AUC in 1979 with a BA in

Economics and Business Administration.

Mr. Ghassan Kabbani

Chief Operating Officer of Two- and Three-Wheelers

Ghabbour Auto | 2014 ANNUAL REPORT

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