

• After-sales services and distribution of spare parts for passenger cars,
motorcycles & three-wheelers, and commercial vehicles
• The largest cross-country network of its kind
• Constant and ongoing expansion of network and service center capacities
Egypt After-Sales
5.4
%
of FY16 Group Sales
• Parts and lubricants business, PAL, distributes Gazprom Neft Lubricants
in Egypt
• The pre-owned vehicles division rolled out a Western-style pre-owned
car operation under the brand name Fabrika
• GB Pre-owned construction equipment and heavy trucks trading
• Retail division 360 operates after-sales and retail outlets, distributing
tires, tire parts, batteries, parts, and lubricants and will also offer related
services in various locations
• Market:
Egypt
• Companies:
PAL, Fabrika, 360
Others
1.4
%
of FY16 Group Sales
• Distribution of imported completely-built-up (CBU) passenger car units in Iraq (Hyun-
dai) and Algeria (Geely)
• Distribution of Bajaj motorcycles & three-wheelers in Iraq
• Distribution of Westlake, Diamond Back, and Jumbo tires in Iraq; Avon, Diamond Back,
Triangle,Waterfall, andJumbo inJordan; andGoodyear, Lassa, andGrandstone inAlgeria
• The company operates after-sales service centers in both Iraq and Algeria
• Markets:
Algeria, Iraq, Jordan
• Brands:
Hyundai, Geely, Bajaj, Westlake, Diamond Back, Jumbo, Avon, Triangle,
Goodyear, Lassa, Grandstone
Regional
7.9
%
of FY16 Group Sales
11.4
%
of FY16 Group Sales
• GB Auto’s Financing Businesses cater to all market segments
• GB Lease provides business-to-business financial leasing solutions, with diversi-
fied assets financed, including real estate, equipment, production lines, automo-
tive and other asset classes
• Mashroey offers asset-based micro lending to eligible clients for the purchase of
motorcycles, tuk-tuks, YTO tractors and motor tricycles
• Drive offers factoring services of auto and non-auto products to retail and SMEs
• Haram Tourism Transport (HTT) provides car rental services on a quasi-opera-
tional lease basis
• Tasaheel offers microfinance lending solutions to micro-entrepreneurs through-
out Egypt, with a specific focus on group lending to women
• Market:
Egypt
• Companies:
GB Lease, Mashroey, Drive, Haram Tourism Transport, Tasaheel
Financing Businesses
2016 ANNUAL REPORT
11