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• After-sales services and distribution of spare parts for passenger cars,

motorcycles & three-wheelers, and commercial vehicles

• The largest cross-country network of its kind

• Constant and ongoing expansion of network and service center capacities

Egypt After-Sales

5.4

%

of FY16 Group Sales

• Parts and lubricants business, PAL, distributes Gazprom Neft Lubricants

in Egypt

• The pre-owned vehicles division rolled out a Western-style pre-owned

car operation under the brand name Fabrika

• GB Pre-owned construction equipment and heavy trucks trading

• Retail division 360 operates after-sales and retail outlets, distributing

tires, tire parts, batteries, parts, and lubricants and will also offer related

services in various locations

• Market:

Egypt

• Companies:

PAL, Fabrika, 360

Others

1.4

%

of FY16 Group Sales

• Distribution of imported completely-built-up (CBU) passenger car units in Iraq (Hyun-

dai) and Algeria (Geely)

• Distribution of Bajaj motorcycles & three-wheelers in Iraq

• Distribution of Westlake, Diamond Back, and Jumbo tires in Iraq; Avon, Diamond Back,

Triangle,Waterfall, andJumbo inJordan; andGoodyear, Lassa, andGrandstone inAlgeria

• The company operates after-sales service centers in both Iraq and Algeria

• Markets:

Algeria, Iraq, Jordan

• Brands:

Hyundai, Geely, Bajaj, Westlake, Diamond Back, Jumbo, Avon, Triangle,

Goodyear, Lassa, Grandstone

Regional

7.9

%

of FY16 Group Sales

11.4

%

of FY16 Group Sales

• GB Auto’s Financing Businesses cater to all market segments

• GB Lease provides business-to-business financial leasing solutions, with diversi-

fied assets financed, including real estate, equipment, production lines, automo-

tive and other asset classes

• Mashroey offers asset-based micro lending to eligible clients for the purchase of

motorcycles, tuk-tuks, YTO tractors and motor tricycles

• Drive offers factoring services of auto and non-auto products to retail and SMEs

• Haram Tourism Transport (HTT) provides car rental services on a quasi-opera-

tional lease basis

• Tasaheel offers microfinance lending solutions to micro-entrepreneurs through-

out Egypt, with a specific focus on group lending to women

• Market:

Egypt

• Companies:

GB Lease, Mashroey, Drive, Haram Tourism Transport, Tasaheel

Financing Businesses

2016 ANNUAL REPORT

11