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Mrs. Amal Ragheb joined GB Auto in October 2009 as Chief Operating Officer of the Fi-

nancing Businesses. She is responsible for all of the Group’s Financing Business activities

— Financial Leasing, Microfinance, Factoring and Quasi-operational Lease Transport

Services — and holds the position of Executive chairman for each of the aforementioned

entities. Mrs. Ragheb is also the chief credit risk officer, in charge of all credit riskmanage-

ment policies and applications for the Group, as well as collections under legacy credits.

A seasoned hands-on and results-oriented banker with a proven track record spanning

over 30 years, Mrs. Ragheb joined GB Auto from Mashreq Bank, Dubai, UAE, where she

held the position of Senior Vice President of Risk Management for two years. While at

Mashreq Bank, Mrs. Ragheb spearheaded new international growth initiatives, moving

from its branch in Egypt where she was CEO and country manager for four years, dur-

ing which time she restructured and revamped the bank, setting forth its future growth

strategies in Egypt.

Mrs. Ragheb started her banking career with Bank of America where she spent 23 years,

holding a series of positions in Cairo and Dubai. She rose to become Bank of America’s

country manager and CEO for Egypt, as well as regional manager for the MENA region,

Turkey, and Africa, in which capacity she managed and set the bank’s strategies for the

subject markets and oversaw its global business in the region. During her tenure at Bank

of America, she was awarded the “Deal Team Honor of Excellence,” as well as the “Best

Contact Officer of the Year.” Mrs. Ragheb holds a BA and MA in Economics, both of which

from the American University in Cairo.

Mrs. Amal Ragheb

Chief Operating Officer of Financing Business and Chief Credit Risk Officer

Mr. Tarek Hamdy joined GB Auto in 2016, heading the Administration, Travel, Fleet,

Safety and Security departments. With over 16 years’ experience in Administration,

Safety and Security in different industries, Mr. Hamdy has a proven record of accom-

plishments including his ability to enact business plans and develop administrative

services. Mr. Hamdy began his career in 1999 at the US Embassy in Cairo as a Diplo-

matic Operations Supervisor and in 2012, Mr. Hamdy accepted a position as Regional

Admin & Security Manager at PepsiCo International, where he handled administra-

tion and oversaw security for major projects in the region.

Mr. Tarek Hamdy

Vice President – Head of Administration

Mr. George Sedky is an experienced HR Senior Director and Consultant who spe-

cializes in strategic management and planning and has a successful track record

of leading organizational transformation by adopting differentiated talent models

and building a culture of engagement. During his 20 years’ experience in the field of

Human Resources, Mr. Sedky has lead major multinational and local corporations

to re-engineer their HR departments to align with company goals and objectives

effectively. Mr. Sedky holds a BSc. in Aerospace Engineering from the Faculty of Engi-

neering and an MBA in HR Specialization.

Mr. George Sedky

Senior Vice President – Head of Human Resources

2016 ANNUAL REPORT

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