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Mrs. Amal Ragheb joined GB Auto in October 2009 as chief operating officer of financing

businesses. She is responsible for all of the group’s financing business activities —Leasing,

Microfinance, Consumer Finance, and Factoring — and holds the position of eExecutive

chairman for each of the aforementioned entities. Mrs. Ragheb is also the chief credit risk

officer, in charge of all credit risk management policies and applications for the group,

as well as collections under legacy credits. A seasoned hands-on and results-oriented

banker with a proven track record spanning over 29 years, Mrs. Ragheb joined GB Auto

from Mashreq Bank, Dubai, UAE, where she held the position of senior vice president,

Risk Management for two years. While at Mashreq Bank, Mrs. Ragheb spearheaded new

international growth initiatives, moving from its branch in Egypt where she was CEO and

country manager for four years, during which time she restructured and revamped the

bank, setting forth its future growth strategies in Egypt.

Mrs. Ragheb started her banking career with Bank of America where she spent 23 years,

holding a series of positions in Cairo and Dubai. She rose to become Bank of America’s

country manager and CEO for Egypt, as well as regional manager for the MENA region,

Turkey, and Africa, in which capacity she managed and set the bank’s strategies for the

subject markets and oversaw its global business in the region. During her tenure at Bank

of America, she was awarded the “Deal Team Honor of Excellence,” as well as the “Best

Contact Officer of the Year.” Mrs. Ragheb holds a BA and MA in economics, both of which

from the American University in Cairo.

Mr. Ayman Al Kady joined GB Auto in November 2015 as chief of Administration, Real

Estate and Projects. Those three functions support GB Auto’s subsidiaries with a wide

range of services. Mr. Al Kady is an electrical power engineer and CFM with around 30

years of experience in administration, facilities management, and program manage-

ment. Prior to joining GB Auto, Mr. Al Kady was the general manager at Cairo Festival

City Mall and a director of administration and facilities management at several multi-

nationals, including Vodafone Egypt and Orascom Construction Industries in Algeria,

and telecom provider Etisalat.

Mr. Ghassan Kabbani brings more than 30 years’ experience to GB Auto. He first worked in

the family textile business from 1980 through 1994, when he left to join T.E.S. sheet metal.

In 1996, together with Dr. Ghabbour and other partners, he established CITI (a two- and

three-wheeler company). In 2007 CITI merged with GB Auto, at which time Mr. Kabbani

joined the company. Mr. Kabbani graduated fromAUC in 1979 with a BA in economics and

business administration.

Mrs. Amal RAGheb

Executive Director and Group Chief Operating Officer for Automotive

Mr. Ayman Al Kady

Chief Administration, Real Estate, and Projects Officer

Mr. Ghassan Kabbani

Chief Operating Officer of Two- and Three-Wheelers

37 | GB Auto |

2015