52  •  2017 ANNUAL REPORT
            
            
              2017 ANNUAL REPORT  •  53
            
            
              Management
            
            
              Mrs. Amal Ragheb joined GB Auto in October 2009 as Chief Operating Of-
            
            
              ficer of Financing Businesses. She is responsible for all the Group’s financing
            
            
              business activities and holds the position of Executive Chairman for each.
            
            
              Mrs. Ragheb is also the Chief Credit Risk Officer, in charge of all credit risk
            
            
              management policies and applications for the Group, as well as Collections
            
            
              under legacy credits. A seasoned hands-on and results-oriented banker with
            
            
              a proven track record spanning over 29 years, Mrs. Ragheb joined GB Auto
            
            
              fromMashreq Bank, Dubai, UAE, where she held the position of Senior Vice
            
            
              President, Risk Management for two years. While there, Mrs. Ragheb spear-
            
            
              headed international growth initiatives, moving from its branch in Egypt
            
            
              where she was CEO & Country Manager for four years, during which time
            
            
              she restructured and revamped the bank, setting forth its future growth
            
            
              strategies in Egypt. Mrs. Ragheb started her banking career with Bank of
            
            
              America where she spent 23 years, holding a series of positions in Cairo and
            
            
              Dubai. She rose to become BoA’s Country Manager and CEO for Egypt, as
            
            
              well as Regional Manager for theMENARegion, Turkey, and Africa, inwhich
            
            
              capacity she managed and set the Bank’s strategies for the subject markets
            
            
              and oversaw the Bank’s global business in the region. During her tenure at
            
            
              Bank of America, she was awarded the “Deal Team Honor of Excellence,” as
            
            
              well as the “Best Contact Officer of the Year.”
            
            
              
                Mrs. Amal Ragheb
              
            
            
              Chief Operating Officer of Financing Businesses and Chief Credit Risk Officer
            
            
              Dr. Raouf Ghabbour founded the Ghabbour Group of Companies, which he
            
            
              began incepting in 1985. Dr. Ghabbour began his career working in his fam-
            
            
              ily’s auto-related trading business, where he initially established himself in
            
            
              the tire division. Having quickly gained a commendable reputation in the
            
            
              market for his business savvy, Dr. Ghabbour went on to acquire agency
            
            
              agreements from global OEMs, which he transformed into successful busi-
            
            
              nesses. Dr. Ghabbour has grown the company to a leading automotive as-
            
            
              sembler and distributor in the Middle East and North Africa.
            
            
              
                Dr. Raouf Ghabbour
              
            
            
              Chairman of the Board of Directors and Chief Executive Officer
            
            
              Mr. Mostafa El Mahdi brings to GB Auto 22 years of experience at KPMG,
            
            
              where he joined in 1990 before being promoted to Partner in 2001. While
            
            
              there, he was Head of the Manufacturing and Consumer Market line of
            
            
              business and the Responsible Partner for Audit Efficiency. Mr. El Mahdi
            
            
              has also worked as Chief Internal Auditor and Advisor to the President of
            
            
              the Board of Directors for IGI. He has extensive experience in restructuring
            
            
              projects and transaction services, including due diligence andmergers and
            
            
              acquisitions. Mr. El Mahdi holds a Bachelor of Commerce degree with a
            
            
              focus in Accounting from Cairo University and is a Fellow of the Egyptian
            
            
              Society of Accountants and Auditors, as well as a Member of the American
            
            
              Institute of Accounts and Auditors.
            
            
              
                Mr. Mostafa El Mahdi
              
            
            
              Executive Board Member and Chief Financial Officer
            
            
              Mr. Nader Ghabbour started his career at GB Auto as a showroom sales
            
            
              representative for the passenger car division. He worked his way up to
            
            
              running the daily sales operations within the show room and later as-
            
            
              sumed the role of showroom sales supervisor and manager. Mr. Ghab-
            
            
              bour’s managerial capabilities were proven when he took on the more
            
            
              strategic role of managing the business-to-business arm of the passenger
            
            
              car segment. He currently serves as the chief operating off icer for the Pas-
            
            
              senger Car division, managing the Passenger Car sales and After-Sales
            
            
              functions, regional operations, and the Motorcycle and Three-Wheeler
            
            
              operations. Mr. Ghabbour graduated with a Bachelor of Arts in Business
            
            
              Administration from Boston University.
            
            
              
                Mr. Nader Ghabbour
              
            
            
              Executive Board Member and Group Chief Operating Officer
            
            
              Management