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2012 ANNUAL REPORT
41
HR experience at senior levels. He spent
the initial part of his career with Shell
International Petroleum Co. where he
held a variety of positions including in-
dustrial relations. After Shell, he worked
in HR in advertising before becoming
a senior management consultant in HR
for Coopers and Lybrand in London. He
then moved into financial services where
he was Head of HR for Chemical Bank
in London, Europe, and Asia Pacific,
and Head of HR Asia Pacific for Leh-
man Brothers. He then moved to Swiss
Bank Corporation, which subsequently
merged with UBS. At UBS, he held a
number of senior HR positions includ-
ing Head of HR for Australia and New
Zealand, Managing Director HR and co-
head of HR for the investment bank, and
ultimately Managing Director Global
Head of Human Capital Management
based at the UBS Group level in Zurich.
In the four years before joining GB Auto,
Mr. Campbell was Group Director of HR
for Al-Futtaim Private Company in the
United Arab Emirates. He is a gradu-
ate of London University and holds a
Postgraduate HR qualification from the
London School of Economics.
Mrs. Amal Ragheb
Chief Operating Officer of Financing
Businesses
Mrs. Amal Ragheb joined GB Auto in
2009 to take charge of the Group’s busi-
ness activities : Leasing, Microfinance
and Consumer Finance. Mrs. Ragheb
holds the position of Executive Chair-
man for each of the individual entities
set up for such purposes. Mrs. Ragheb
is also in charge of the entire credit risk
management policies and applications
for the Group. A seasoned hands-on and
results-oriented banker with a proven
track record spanning 33 years, Mrs.
Ragheb joined GB Auto from Mashreq
Bank, UAE Headquarters where she held
the position of Senior Vice President of
Risk Management for 2 years, moving
from the same bank in Egypt where she
was CEO and Country Manager for 4
years, during which period she restruc-
tured and turned around the Bank and
forged its future growth strategies in
Egypt. Mrs. Ragheb started her bank-
ing career with Bank of America where
she spent 23 years; spanning across a
series of various positions in Cairo and
the region, until finally rising to become
Bank of America’s Country Manager
and CEO for Egypt, as well as Regional
Manager for the MENA Region, Turkey,
and Africa.
Mr. Elmostafa Abdulhalim
Regional Chief Operating Officer
Mr. Elmostafa Abdulhalim joined GB
Auto in 1998 from Abdul-Latif Al-
Jameel Toyota in Saudi Arabia, where
he began his career in 1994 as a Junior
Sales Representative. Abdulhalim first
worked in the GB Auto Sales Analysis
& Planning department as an Analyst.
In 2000 he was promoted laterally to be
the Sales Manager for the Canal Area,
overseeing Retail Fleet Wholesales. He
returned to the Sales Analysis & Plan-
ning as Division Head in 2003, where
he remained until he was promoted to
Hyundai Franchise Director in 2007.
Mr. Abdulhalim oversaw the start-up of
Iraqi operations as Managing Direc-
tor of the Iraqi business from February
2010 until he was promoted to Regional
Chief Operating Officer for the Group.
Mr. Abdulhalim holds a Bachelor of
Commerce and MBA with a focus on
Business & Strategies.
Mr. Gamil William Guirguis
Chief Internal Audit Officer
Mr. Gamil William Guirguis joined the
Ghabbour Group in 2005, first taking
responsibility for the Credit and Recovery
Division, and later as CIAO for GB Auto
and other Ghabbour Group companies
in 2007. Mr. Guirguis began his career in
1966 with National Bank of Egypt, where
he served for 12 years. He left NBE in
1978 to work for the Egyptian Ameri-
can Bank, where he served for 27 years,
holding a number of positions, eventually
becoming General Manager and Chief
Auditor, reporting directly to the Bank’s
Board of Directors. While at Egyptian
American Bank, Mr. Guirguis took part
in a number of international auditing
assignments with the loan examiners