Message from the CEO
4
Highlights of 2012
6
Company at a Glance
8
Management Review & Financial Performance
10
Our Strategy
14
Regional Expansion
16
Our Lines of Business and Brands
18
Passenger Cars
22
Motorcycles & Three-Wheelers
26
Commercial Vehicles & Construction Equipment
30
Tires
33
Financing Businesses
34
Organization
36
Board of Directors
38
Executive Management
40
Human Resources
44
Corporate Social Responsibility
46
Financial Review
47